选择付款用途Choose a purpose
学校、房租或符合条件的生活支出。Tuition, rent or an eligible living expense.
如何运作How it works
一笔付款
如何完成How a payment
works
一笔付款分成六步。每一步都会写明现在由谁处理、为什么需要材料，以及接下来要做什么。A payment moves through six steps. Each step names who is handling it, why a document is needed and what comes next.
付款的六个步骤Six steps in a payment
确认收款方Confirm the payee
核验学校、房东、物业或指定商户。Verify the institution, landlord, property manager or approved merchant.
查看报价Review the quote
确认币种、汇率、费用、预计到账和有效期。Review currency, exchange rate, fees, estimated delivery and expiry.
提交必要材料Provide required evidence
仅围绕身份、资金来源、用途与收款关系。Focused on identity, funds, purpose and payee relationship.
确认并付款Confirm and fund
核对全部信息后再授权付款。Authorize only after reviewing the full details.
追踪与处理Track and resolve
查看状态、补充材料或处理退回与争议。Track status, add information or handle returns and disputes.
少填一遍，少问一轮。Provide information once. Ask fewer follow-up questions.
该查的身份、资金来源和付款用途仍然要查。我们想减少的是重复上传和不知道还要等多久。Identity, source of funds and payment purpose would still be checked. The aim is to avoid repeated uploads and waiting without knowing what comes next.
开始前先列材料List documents before starting
学生先看到这笔付款可能需要什么，再决定是否继续。Students see what may be needed before deciding to continue.
只问这笔付款需要的问题Ask only what this payment needs
无关的问题不出现，情况复杂时再补问。Unrelated questions stay hidden and follow-ups appear only when needed.
填错后可以接着改Correct mistakes without starting over
页面指出哪里要改，已经填对的内容继续保留。The page shows what needs correction and keeps valid information.
页面写明谁在处理Name who is handling it
处理中、待补材料、到账或退回，都要告诉学生下一步找谁。For review, missing documents, delivery or return, students should know who handles the next step.