方案 A · 学费直付Option A · Tuition
学校学费与教育费用Tuition and education fees
支持向确认过的学校或官方收款渠道支付学费、押金和账单上列明的教育费用。Supports tuition, deposits and listed education costs paid to confirmed institutions or official collection channels.
- 钱付给谁Payee
- 学校或官方教育收款渠道Institution or official education payment channel
- 要准备什么Documents
- 账单、录取或在读证明Invoice plus admission or enrollment evidence
- 还要确认什么Additional checks
- 学生身份、付款关系、资金来源Student identity, payer relationship and source of funds
- 页面会显示什么What the page shows
- 到账、退回或待补充Delivered, returned or more information needed
方案 B · 安居支付Option B · Housing
房租与住宿费用Rent and housing
支持符合条件的学生住宿支出。可用收款方、周期付款与所需材料，按具体住宿安排确认。Supports eligible student housing expenses. Available payees, recurring payments and documents are confirmed for the specific housing arrangement.
- 钱付给谁Payee
- 房东、物业或学校住宿部门Landlord, property manager or institutional housing
- 要准备什么Documents
- 有效租约或住宿协议Valid lease or housing agreement
- 还要确认什么Additional checks
- 租住地址、账户、金额与到期日Address, account, amount and due date
- 页面会显示什么What the page shows
- 本月付款与下次到期日Current payment and next due date
方案 C · 本地付款Option C · Local payment
eCheck / ACH 本地付款eCheck / ACH local payments
由合作机构为符合条件的学生提供美国本地付款方式。仅用于允许的学校、住宿或生活支出，不作为自由转账账户。Partners provide eligible students with a US local payment method. It is limited to permitted school, housing or living expenses and is not an unrestricted transfer account.
- 谁可以用Eligible user
- 通过资格检查的学生Student who passes eligibility review
- 可以付什么Permitted purpose
- 学校、住宿或核准生活支出Institution, housing or approved living expense
- 怎样限制Controls
- 收款方、限额、用途与退回规则Payee, limit, purpose and return rules
- 如何开通Availability
- 通过资格确认后申请开通Apply after eligibility is confirmed
方案 D · 场景用卡Option D · Controlled card
指定用途的虚拟卡Virtual card for defined uses
虚拟卡可用于指定的教育或生活商户。申请资格、入金方式、使用范围、额度与费用，以具体卡产品为准。Virtual cards can be used with defined education or living merchants. Eligibility, funding, merchant scope, limits and fees depend on the specific card product.
- 谁可以用Eligible user
- 通过资格检查的学生Student who passes eligibility review
- 可以在哪里用Permitted scope
- 指定商户或消费类别Defined merchants or spending categories
- 怎样限制Controls
- 一次性、限额或类别限制One-time, limit or category controls
- 如何申请Availability
- 按具体卡产品完成资格确认Complete eligibility review for the specific card product
无论付哪一类，这四件事都不能省。Four things every payment still requires.
- 说明这笔钱要付什么，并确认真正的收款方State what the payment is for and confirm the actual payee
- 确认前显示汇率、费用和预计到账金额Show the exchange rate, fees and expected recipient amount before confirmation
- 不提供取现或无限制的个人转账Do not provide cash withdrawal or unrestricted person-to-person transfers
- 按地区、用途与资格说明可用功能Explain available features by region, purpose and eligibility
